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OCR reduced again. What does this mean for you?

As summer arrives and Pōhutukawa trees burst into bloom across Auckland, the Reserve Bank has also delivered a bright note to end the year — reducing the Official Cash Rate by 0.25%, now sitting at 2.25%. This adjustment offers greater financial flexibility and opens new opportunities as we move into 2026.

At SCO we can help you with your first home or property investment purchase. With borrowing costs dropping, getting onto the property ladder may become more achievable. Lower interest rates also bring greater opportunities for Investors – Cheaper finance opens the door for refinancing, restructuring, or expanding property portfolios.

Contact us today to see how we can assist you.

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