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The OCR just dropped again – here’s why that’s great news

The Reserve Bank of New Zealand has recently lowered the Official Cash Rate (OCR) to 3.25% marking the second consecutive cut this year. With interest rates trending downward, this shift could mean real savings for homeowners—and new opportunities for buyers.

If you’re a homeowner, this is the perfect time to reassess your mortgage. With banks having already adjusted their fixed-term rates downward, you could lock in a lower rate and reduce your repayments.

Thinking about buying? Lower interest rates mean more affordable borrowing – and potentially more negotiating power in a property market that’s still finding its feet.
 
Our Limited-Time Offer: Refinance and Save
To help you make the most of the rate drop, we’re offering a 10% discount for all refinances completed in June or July 2025 (T&Cs apply).

Whether you’re looking to save on your current loan or step into the market for the first time, now is the time to act. Give us a call, or send an email, to take advantage of this special deal.

The T&Cs:

  • The discount is only available for refinances undertaken with us from now until Thursday 31st July 2025.
  • The discount of 10% will be deduced from the professional fee, exclusive of GST.

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